Guest host Sam Maule chats with American Banker reporter Lalita Clozel, Sam Hodges, managing director of Funding Circle, and Normand Lepine, senior practice lead at NTT DATA, about U.S. regulators’ approach to fintech companies and trends in smart home devices. He then interviews Brian Roemmele, founder of PayFinders.com, about the growth of virtual assistants and the security and compliance issues raised by far-field versions like Amazon Alexa; and Brian Solis, principal analyst at Altimeter Group, about digital marketing.